Well, it
was OK while it lasted. My Praluent prescription from my insurance's
'specialty pharmacy' that is.
So, it
went like this: back in May, I was approved by my insurance to be on
Praluent (which is a PCSK9 inhibitor drug, one of the latest drugs
approved for the treatment of FH when all drugs fail.) They
required, at that time, proof that my cholesterol levels are not
normal (they were in the mid-300 range), and that my doctor tried
everything else on the market and that I am currently on the highest
dose approved of all medications there are on the market, and my
levels are still high. All that was documented and sent to the
insurance company, and they approved me to be eligible for Praluent,
based on my life-long history of FH and current (at the time)
elevated levels of cholesterol.
I have
received the injections monthly from them since May. For some reason,
the “authorization” that clears that I should be on these drugs
expired in November (so, only 6 months from the initial approval).
So, when I ordered my refill for December, they told me they can't
ship it, because it needs to be approved, yet again, by the insurance
company.
I asked
them what that entails. They gave me a number to have my doctor call
them and give his blessing that I still have to be on Praluent. My
nurse called the number and she was given a fax number where she
should fax the prescription written by my cardiologist, in essence,
their approval that yes, I still need to be on it. This is important,
because I was later told that the 'deliberation process' for the
insurance company on this authorization is slower when the request is
faxed in, rather than when it is phoned in. She did phone it in, but
she was advised to fax it. This was only one kink in the many that
followed during this process.
So, the
nurse faxed the doctor's approval that I need to be on this drug. The
insurance company denied it. I didn't know this and she didn't get a
confirmation or denial over the phone or fax. I found out when I
called again, after a couple of days, to see if I can refill the
prescription.
At that
time, I asked why was the request from the doctor denied. They said
because the doctor failed to file with the request my medical history
and the proof that my levels are high and the proof that I have taken
everything else on the market and nothing seems to work. I was
puzzled. This is a refill. All this information has
been submitted and approved before, in May, when they first
screened me and approved me for it. If for my entire life nothing
worked, and Praluent was the only thing to try … what could have
changed in the meantime?! In short: once you are born with FH which
is not curable by the meds on the market, as we know them, outside of
Praluent … what could possibly change in 6 months?! I was puzzled.
And lost. And frustrated. But insurance companies are not here to be
logical. We all know that!
So, I
phoned my nurse again, to ask her to please resend the papers with
the proof that I am truly in need of these drugs as nothing else
works, and with my numbers to see if we can get it extended for 6
more months. She was shocked, of course. She did not understand why
she would have to do that again, when it was clear that with my
diagnosis (FH), I qualify for this drug “for life” as she put it,
just as I did only 6 months ago. But, because she wants to help, she
called again. Faxed the information again.
I will
save you the boredom of reading through the story of my 2 additional
phone calls to the insurance company when I argued why they are not
reading my nurse's fax and why they are not giving me my December
refill already. It took a week of calling back, being online for an
hour and having no resolution at the end. This is for a refill,
you guys, not an original approval.
Anywhoo
… On December 27, I called again and they told me they denied the
distribution of Praluent to me, because after checking the papers
from the doctor, they decided that I do not qualify for Praluent. I
asked what is the reason, they just said: 'no reason is specified on
the denial, other than you do not qualify'. I asked how did I qualify
for 6 months and to tell me what changed. They denied comment. I
asked what is my recourse here and they said the doctor has to file
an appeal and he would be the one to fight with the insurance for
this approval.
I am not
about to have the doctor go through all this. I think my next step is
to wait for the actual 'denial letter' (they normally send one) and
then contact our plan administrator and see if she can fight for
this.
My only
guess is that my nurse sent them my latest blood tests, where my
total cholesterol was 200 (much improved from mid 300's, and almost
normal, right?!), so they probably decided it's not bad enough for
Praluent. But, again, insurance companies are not here to be logical:
they do not see that the only reason my cholesterol is back hovering
around normal ranges is because I have taken Praluent every 2 weeks
for the past 6 months! This little, tiny, insignificant
detail does not cross their dirty little minds. Sigh.
So,
beware that even when you are approved for this drug (and at this
point, I think all of us need to go through the approval period),
there is no guarantee that you will be approved forever.
Right
now, my Plan B is to continue Praluent by getting it in free samples
from my cardiologist's office. I cannot help but feel like I am doing
something illegal, which is totally the wrong way to feel.
I hope
this is just a temporary kink in the system till the insurance
companies learn how to deal with this very new, very powerful and
very expensive drug. I hope they learn to see the cause-and-effect of
using this drug and the need for it continuously to stay on top of
our numbers, and that they revise their processes so more lives and
hearts can be saved.
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